IncomeNavigator.com Privacy Policy

Your privacy is very important to us. This policy outlines how we collect, use, communicate, and make use of personal information at IncomeNavigator.com.

When accessing the IncomeNavigator.com website, certain information about you may be collected during your visit.

Use of Cookies

Our website uses standard technology called "cookies" and server logs to gather information about site usage. Cookies are small text files, often including an anonymous unique identifier, stored on your device when you visit a website, if your browser settings allow. Each website can only access its own cookies, not those from other sites, to protect your privacy. Information collected via cookies and server logs may include visit dates and times, pages viewed, time spent on the site, websites visited before and after ours, and your IP address.

IP Addresses

Your IP address, a number used to identify your computer on the internet, is automatically collected by our web server as part of demographic and profile data known as "traffic data" to facilitate data delivery, such as requested web pages.

Email Information

If you correspond with us via email, we may retain your email content, email address, and our responses. We apply the same protections to these electronic communications as we do for information received online, by mail, or telephone. This also applies when you register for our website, sign up through forms using your email, or make a purchase. See our email policies below for further details.

How Do We Use Your Information?

We use personal information to administer our business activities, provide customer service, and make available products and services to our customers and prospective customers. We do not collect personally-identifying information unless you choose to provide it, nor do we sell or transfer such information to unaffiliated third parties without your approval at the time of collection. We may disclose information when legally required, in good faith, to comply with the law or protect our legal rights.

Email Policies

We are committed to keeping your email address confidential. We do not sell, rent, or lease our subscription lists to third parties, nor will we provide your personal information to any third party, government agency, or company unless compelled by law. Your email address is used solely to provide timely information about IncomeNavigator.com. We maintain email information in accordance with applicable federal law.

CAN-SPAM Compliance

In compliance with the CAN-SPAM Act, all emails from us will clearly state the sender and provide contact information. Emails will also include concise instructions on how to unsubscribe from our mailing list to stop further email communication.

Choice/Opt-Out

You may opt out of receiving communications from us or our partners by following the unsubscribe instructions at the bottom of any email we send. Users who no longer wish to receive newsletters or promotional materials can click the unsubscribe link in our emails.

Use of External Links

The IncomeNavigator.com website may contain links to other websites. We cannot guarantee the accuracy of information on linked sites. Links to external sites do not constitute an endorsement by IncomeNavigator.com or its employees of those sites, their sponsors, or their products or information.

By accessing this website, you agree to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and you are responsible for compliance with local laws. If you do not agree with these terms, you are prohibited from using or accessing this site. The materials on this website are protected by applicable copyright and trademark law.

Intellectual Property Rights

All copyrights, trademarks, patents, and other intellectual property rights on our website and its content remain the sole property of IncomeNavigator.com or its licensors. Use of our trademarks, content, or intellectual property without express written consent is prohibited. You must not:

• Republish material from our website without prior written consent.

• Sell or rent material from our website.

• Reproduce, duplicate, create derivatives, copy, or exploit material for any purpose.

• Redistribute content from our website, including onto another website.

Acceptable Use

You agree to use our website only for lawful purposes in a manner that does not infringe on others’ rights, restrict, or inhibit their use and enjoyment of the website. Prohibited behavior includes harassing or causing distress to users, transmitting obscene or offensive content, or disrupting the normal flow of dialogue on our website. You must not send unsolicited commercial communications or use our content for marketing purposes without express written consent.

Restricted Access

We reserve the right to restrict access to parts or all of our website. If provided with a username and password for restricted areas, you must keep them confidential.

Use of Testimonials

Per FTC guidelines on endorsements and testimonials:

• Testimonials on this site, received via text, audio, or video, reflect individual experiences of users of our products or services. Results vary and are not claimed to be typical. Testimonials are reproduced verbatim, except for grammatical or typing corrections, and may be shortened if overly long or partially irrelevant.

• IncomeNavigator.com is not responsible for opinions or comments in testimonials, which are strictly the views of the testimonial source. Testimonials are reviewed by management before posting to prevent abuse.

• Testimonials are not intended to claim that our products or services can diagnose, treat, cure, mitigate, or prevent any disease, as such claims have not been clinically tested or evaluated.

How Do We Protect Your Information?

Email is not a secure medium, so we request that you do not send private information via email, though you may do so at your own risk. Sensitive information, such as credit card details, is never transmitted via email and may be securely transmitted via Secure Sockets Layer (SSL). We use software to create summary statistics for assessing site usage, determining design specifications, and identifying performance or problem areas. For security, we monitor network traffic to detect unauthorized attempts to upload or change information or cause damage.

Disclaimer and Limitation of Liability

IncomeNavigator.com makes no representations, warranties, or assurances as to the accuracy, currency, or completeness of the content on this website or linked sites. All materials are provided "as is" without express or implied warranties, including for merchantability, non-infringement, or fitness for a particular purpose. IncomeNavigator.com and its agents or associates shall not be liable for any damages, including for loss of profits, business interruption, loss of information, injury, or death, arising from the use or inability to use the materials, even if advised of the possibility of such damages.

Your Data Protection Rights Under GDPR

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. IncomeNavigator.com takes reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data. To learn what Personal Data we hold or request its removal, please contact us. Your rights include:

• The right to access, update, or delete your information, which may be done via account settings or by contacting us.

• The right to rectify inaccurate or incomplete information.

• The right to object to our processing of your Personal Data.

• The right to request restriction of processing your personal information.

• The right to data portability, receiving your data in a structured, machine-readable format.

• The right to withdraw consent for processing your personal information where consent was relied upon. You may also complain to a Data Protection Authority in the EEA about our collection and use of your Personal Data.

Policy Changes 

We reserve the right to amend this privacy policy at any time without notice. However, we will not use personal information submitted under this policy in a manner materially inconsistent with it without your prior consent.

We are committed to ensuring the confidentiality of personal information in accordance with these principles.

Contact If you have questions about this policy or your interactions with our website, please contact us at [email protected]